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0% Intro APR on Purchases for up to 12 months.
•3.99% fixed APR for the first 12 months on Balance Transfers.
•No Annual Fee.
•Automatic Rewards.
•Flexibility to pay over time.
•User-friendly credit report and score.
•American Express World-Class Customer Service.
• Card Network:
American Express
• Card Category:
Consumer
• Card Type:
Unsecured
• Credit Needed:
Excellent / Good
Minimum:
n/a
Maximum:
n/a
Points
Miles
Cash Back
Feature
Purchases
Balance Transfers
Cash Advances
Introductory APR:
0%
3.99%
n/a
Introductory Period:
Up to
12 months
12 months
n/a
Ongoing APR:
as low as
13.49%
as low as
13.49%
see terms
Minimum Grace Period:
31 days
n/a
n/a
Annual Fee
Balance Transfer Fee
Cash Advance Fee
$0
n/a - n/a (n/a)
n/a - n/a (0%)