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0% APR on Purchases for up to 12 months.
•No Annual Fee.
•2.99% Fixed APR on BT for first 12 months.
•Earn 1 point for every $1 you spend.
•Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
•Membership Rewards Express® program.
• Card Network:
American Express
• Card Category:
Consumer
• Card Type:
Unsecured
• Credit Needed:
Excellent / Good
Minimum:
$1,000
Maximum:
n/a
Points
Miles
Cash Back
Feature
Purchases
Balance Transfers
Cash Advances
Introductory APR:
0%
2.99%
n/a
Introductory Period:
Up to
12 months
12 months
n/a
Ongoing APR:
as low as
11.49%
as low as
11.49%
see terms
Minimum Grace Period:
20 days
n/a
n/a
Annual Fee
Balance Transfer Fee
Cash Advance Fee
$0
$5 - $99 (3%)
$5 - n/a (3%)